HVAC Financing with Synchrony – Get Comfortable Now, Pay Later

No one plans for an AC blow-out in July. With Clark HVAC’s Synchrony financing you can replace, repair, or upgrade today and pay over time – No Interest if Paid in Full* within 6- or 18-months, or a low fixed 9.99 % APR for up to 60 months.

Your Plan Choices

  • Plan 9206 Months, No Interest if Paid in Full* (great for repairs ≥ $500). :contentReference[oaicite:0]{index=0}
  • Plan 92418 Months, No Interest if Paid in Full* (ideal on installs ≥ $3,000). :contentReference[oaicite:1]{index=1}
  • Plan 9729.99 % APR, Fixed Payments for 60 Months (spread big projects into bite-size bills). :contentReference[oaicite:2]{index=2}

Why Financing Through Clark Makes Sense

  • Keep your cash flow. Fix comfort issues without draining savings.
  • Fast answers. 60-second online application; soft credit pull.
  • No pre-payment penalties. Pay off any time and save interest.

How It Works

  1. Apply: Click “Check My Options” below or call 918-839-3734.
  2. Select a plan: 6, 18, or 60 months—whatever fits your budget.
  3. Sign digitally: E-sign on your phone; we schedule install same-day.
  4. Enjoy comfort: First payment isn’t due for 30 days.

Stack Extra Savings

Federal Tax Credit: Claim up to $2,000 on qualifying heat pumps or $1,200 on other high-efficiency upgrades under the Energy Efficient Home Improvement Credit.

OG&E Arkansas Rebates: Earn $100–$200 per ton on 16.2 SEER2+ replacements—we file the paperwork for you.

See If You Qualify in 60 Seconds

Check My Options Now  or call 918-839-3734.

Financing FAQ

Is the “No Interest” really interest-free? Yes—pay the promo balance within the 6- or 18-month period and you pay zero interest. Miss it and interest back-dates to the purchase date at 26.99 % APR.*

Minimum credit score? Most approvals start around 600+, but Synchrony looks at the whole application.

Can I mix rebates with financing? Absolutely—rebates and tax credits reduce the financed amount.


*For Plan 920 and Plan 924: No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 or 18 months respectively. If you do not, monthly interest will be charged to your account from the purchase date. Fixed monthly payments of 2.5 % of the highest balance apply. One-time $29 account-activation fee may apply. For new accounts: Purchase APR 26.99 %; minimum interest charge $2. Subject to credit approval by Synchrony Bank. Plan 972: 9.99 % APR until paid in full; fixed monthly payments equal to 3 % of initial promo purchase apply. Existing cardholders: see your card agreement.